
ADS Private Lending
A lower cost non-coded commercial property loan for high quality borrowers only offered by our in-house lending team
Settlement within 7 days
Key product terms for ADS Lending
Loan Amount
$250k to $30 million
LVR
Up to 70% LVR inclusive of fees and interest
Interest Rate
From 7.0% per annum. Risk adjusted pricing based on LVR
Fees
Lender Establishment Fee from 1.5%
Purpose
Non-coded loans for commercial or investment purposes
Flexible Loan Structuring
Interest is prepaid
Less Stringent
Less stringent serviceability tests
Loan Term
1 month to 24 months loan terms. Longer loan terms can be considered depending on location
Quick Settlement
7 days
Security
First registered mortgage typically against completed properties or development sites. Valuation report will typically be commissioned
Location
Metro only
Commercial Perspective
Over the scenario
Typical terms for ADS Lending
Rates from
7%
PER ANNUM
Funding in
7
DAYS
Up to
$30
MILLION
Term
1-24
MONTHS
Completed loans by ADS Lending
$175,625,871
Volume52
Number of Loans
Volume52
Number of Loans
Newcastle Apartment Bridge Loan
Existing Properties
23 Mar 2021
Completed
Completed
$681,500
Size
Size
6 months
Term
Term
Indicative interest rate: 11.50% per annum
South Sydney Apartment Bridge Loan
Existing Properties
22 Dec 2020
Completed
Completed
$2,500,000
Size
Size
6 months
Term
Term
Indicative interest rate: 12.0% per annum
Eastern Suburbs Sydney Property Acquisition
Existing Properties
08 Dec 2020
Completed
Completed
$6,588,533
Size
Size
24 months
Term
Term
Indicative interest rate: 8.75% per annum
Bridging Finance
Existing Properties
13 May 2020
Completed
Completed
$230,000
Size
Size
18 months
Term
Term
Indicative interest rate: 10% - 14% per annum
Crows Nest Sydney Off the Plan Purchase
Existing Properties
23 Jan 2020
Completed
Completed
$422,500
Size
Size
12 months
Term
Term
Indicative interest rate: 10.0% per annum
Sydney Commercial Property SMSF Loan
Existing Properties
20 Dec 2019
Completed
Completed
$16,000,000
Size
Size
24 months
Term
Term
Indicative interest rate: 10.50% per annum
Cashflow Lend to environmental solutions business
Cash Flow Lends
30 Nov 2019
Completed
Completed
$5,000,000
Size
Size
36 months
Term
Term
Indicative interest rate: 10.0% per annum
Gold Coast Studio Apartment
Existing Properties
21 Nov 2019
Completed
Completed
$180,000
Size
Size
12 months
Term
Term
Indicative interest rate: 11.50% per annum
Kellyville Land Subdivision Completion
Existing Properties
16 Nov 2019
Completed
Completed
$4,354,753
Size
Size
4 months
Term
Term
Indicative interest rate: 9.75% per annum
Melbourne Medical Centre Purchase
Existing Properties
15 Nov 2019
Completed
Completed
$2,100,000
Size
Size
12 months
Term
Term
Indicative interest rate: 12.0% per annum
Malvern East Bridge Loan to Construction financing
Existing Properties
07 Oct 2019
Completed
Completed
$1,275,000
Size
Size
6 months
Term
Term
Indicative interest rate: 13.00% per annum - interest capitalised
Brisbane Residential Property Refinance
Existing Properties
11 Sep 2019
Completed
Completed
$700,000
Size
Size
12 months
Term
Term
Indicative interest rate: 15.0% per annum
Northbridge Sydney Bridge Property Loan
Existing Properties
29 Aug 2019
Completed
Completed
$1,947,500
Size
Size
6 months
Term
Term
Indicative interest rate: 2.0% per month
Commercial Property Sydney Refinance
Existing Properties
19 Jul 2019
Completed
Completed
$9,516,400
Size
Size
9 months
Term
Term
Indicative interest rate: 10.0% per annum
Surfers Paradise – Short Term Rentals
Existing Properties
29 May 2019
Completed
Completed
$337,079
Size
Size
12 months
Term
Term
Indicative interest rate: 10.0% per annum
Gold Coast Apartments
Existing Properties
28 Mar 2019
Completed
Completed
$500,000
Size
Size
24 months
Term
Term
Indicative interest rate: 10-12% per annum
South Sydney Property Financing
Existing Properties
10 Jan 2019
Completed
Completed
$1,894,750
Size
Size
6 months
Term
Term
Indicative interest rate: 8.0% per annum
Glen Iris Site Acquisition
Existing Properties
06 Dec 2018
Completed
Completed
$1,400,000
Size
Size
12 months
Term
Term
Indicative interest rate: 10.75% per annum
Coopers Plains, Brisbane Site Settlement
Existing Properties
05 Dec 2018
Completed
Completed
$3,882,500
Size
Size
12 months
Term
Term
Indicative interest rate: 15% per annum
Equity cash out Sydney Property
Existing Properties
10 Oct 2018
Completed
Completed
$214,000
Size
Size
3 months
Term
Term
Indicative interest rate: 10% per annum
Malvern East Property Settlement
Existing Properties
11 Sep 2018
Completed
Completed
$1,200,000
Size
Size
12 months
Term
Term
Indicative interest rate: 8.00% per annum - interest capitalised
2nd mortgage over VIC properties
Existing Properties
27 Aug 2018
Completed
Completed
$200,000
Size
Size
6 months
Term
Term
Indicative interest rate: 1.5% per month
Thomastown Victoria Property
Existing Properties
11 Jul 2018
Completed
Completed
$400,000
Size
Size
6 months
Term
Term
Indicative interest rate: 8.25%-10.50% per annum - capitalised
St Kilda Property Purchase
Existing Properties
11 Jul 2018
Completed
Completed
$266,250
Size
Size
6 months
Term
Term
Indicative interest rate: 11.95-14.95% per annum - capitalised
Little Bay Property Settlement
Existing Properties
04 Jul 2018
Completed
Completed
$490,750
Size
Size
4 months
Term
Term
Indicative interest rate: 9.95-11.95% per annum
Purchase of vacant land (commercial) Wetherill Park
Existing Properties
21 Jun 2018
Completed
Completed
$980,000
Size
Size
6 months
Term
Term
Indicative interest rate: 2% per month
Gold Coast Apartments Financing
Existing Properties
13 Jun 2018
Completed
Completed
$300,000
Size
Size
24 months
Term
Term
Indicative interest rate: 10% per annum
Bridging loan to purchase new property in WA
Existing Properties
01 Jun 2018
Completed
Completed
$330,000
Size
Size
6 months
Term
Term
Indicative interest rate: 6% per annum
Brisbane Development Site Refinance
Existing Properties
24 May 2018
Completed
Completed
$16,000,000
Size
Size
12 months
Term
Term
Indicative interest rate: 10% per annum
2nd mortgage Pretty Beach NSW
Existing Properties
21 May 2018
Completed
Completed
$100,000
Size
Size
6 months
Term
Term
Indicative interest rate: 2% per month
Queensland Residential Properties
Existing Properties
17 May 2018
Completed
Completed
$1,033,597
Size
Size
3 months
Term
Term
Indicative interest rate: 11% per annum
Gold Coast Residential Property Purchase
Existing Properties
09 May 2018
Completed
Completed
$160,000
Size
Size
12 months
Term
Term
Indicative interest rate: 10.75% per annum
Sydney Cash-Out Development Site Loan
Existing Properties
19 Apr 2018
Completed
Completed
$1,000,000
Size
Size
6 months
Term
Term
Indicative interest rate: 15% per annum
Sydney Commercial Property Second Mortgage
Existing Properties
12 Apr 2018
Completed
Completed
$250,000
Size
Size
4 months
Term
Term
Indicative interest rate: 4% pm capitalised interest
Perth Property Bridge Loan
Existing Properties
12 Apr 2018
Completed
Completed
$200,000
Size
Size
3 months
Term
Term
Indicative interest rate: 3.5% per month
Sydney Residential Property
Existing Properties
11 Apr 2018
Completed
Completed
$138,759
Size
Size
14 months
Term
Term
Indicative interest rate: 8% per annum
Sydney Development Site Purchase
Existing Properties
11 Apr 2018
Completed
Completed
$8,000,000
Size
Size
12 months
Term
Term
Indicative interest rate: 12% per annum
Equity cashout on Sydney property
Existing Properties
10 Apr 2018
Completed
Completed
$700,000
Size
Size
6 months
Term
Term
Indicative interest rate: 6.5% -7.5% per annum
Melbourne Residential Development Site Refinance
Existing Properties
13 Mar 2018
Completed
Completed
$15,000,000
Size
Size
12 months
Term
Term
Indicative interest rate: 15% per annum
Western Sydney Land Financing
Existing Properties
14 Feb 2018
Completed
Completed
$262,000
Size
Size
3 months
Term
Term
Indicative interest rate: 11.95% per annum
Burleigh Waters QLD Property Financing
Existing Properties
06 Feb 2018
Completed
Completed
$450,000
Size
Size
12 months
Term
Term
Indicative interest rate: 9.95% pa capitalised interest
Wholesale AutoFinance Facility
Asset Backed Loans
15 Dec 2017
Completed
Completed
$1,000,000
Size
Size
12 months
Term
Term
Indicative interest rate: 8% per annum
Gold Coast Property Financings
Existing Properties
13 Dec 2017
Completed
Completed
$1,700,000
Size
Size
12 months
Term
Term
Indicative interest rate: 15% per annum
Sydney Apartments and House Financing
Existing Properties
18 Oct 2017
Completed
Completed
$2,600,000
Size
Size
12 months
Term
Term
Indicative interest rate: 12% per annum
Melbourne Property Financing
Existing Properties
12 Oct 2017
Completed
Completed
$4,000,000
Size
Size
18 months
Term
Term
Indicative interest rate: 10% per annum
Sydney and Tasmania Residential Property
Existing Properties
24 Aug 2017
Completed
Completed
$1,840,000
Size
Size
12 months
Term
Term
Indicative interest rate: 13.2% per annum
Sydney Residential & Commercial Property
Existing Properties
27 Jul 2017
Completed
Completed
$1,200,000
Size
Size
24 months
Term
Term
Indicative interest rate: 8.75% per annum
Gold Coast Property Loans
Existing Properties
24 Mar 2017
Completed
Completed
$2,600,000
Size
Size
3 months
Term
Term
Indicative interest rate: 2.5% per month
Receivables Finance Pharmaceuticals Company
Receivables Finance
23 Mar 2017
Completed
Completed
$500,000
Size
Size
12 months
Term
Term
Indicative interest rate: Under 9% pa
Mining Services Refinance QLD
Asset Backed Loans
27 Sep 2016
Completed
Completed
$18,000,000
Size
Size
36 months
Term
Term
Indicative interest rate: ~8% per annum
Melbourne Development Financing
Existing Properties
17 Mar 2016
Completed
Completed
$10,000,000
Size
Size
3 months
Term
Term
Indicative interest rate: 12% per annum
Debt refinance of listed mining services company
Cash Flow Lends
05 Feb 2016
Completed
Completed
$25,000,000
Size
Size
36 months
Term
Term
Indicative interest rate: 11% – 15% per annum plus equity
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